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International Finance Corporation ("IFC") maintains this web site (the "Site") as a service to its Users. The information presented herein is for informative purposes only. IFC invites Users to visit the Site and download and copy information, documents and materials (collectively, "Materials") from the Site for User's personal, non-commercial use, without any right to resell, redistribute or create derivative works therefrom, subject to the terms and conditions outlined below. Use of this Site constitutes agreement with the following terms and conditions.

Disclaimer

MATERIALS PROVIDED ON THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. IFC specifically does not make any warranties or representations as to the accuracy or completeness of any such Materials. IFC periodically adds, changes, improves, or updates the Materials on this Site without notice. Under no circumstances shall IFC be liable for any loss, damage, liability or expense incurred or suffered which is claimed to resulted from use of this Site, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of this Site is at User's sole risk. Under no circumstances, including, but not limited to, negligence, shall IFC or its affiliates be liable for any direct, indirect, incidental, special or consequential damages, even if IFC has been advised of the possibility of such damages.

User specifically acknowledges and agrees that IFC is not liable for any conduct of any User.

This site may contain advice, opinions, and statements of various information providers and content providers. IFC does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither IFC nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, for any damages resulting therefrom.

As a condition of use of this Site, User agrees to indemnify IFC and its affiliates from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys' fees) arising out User's use of this Site, including without limitation any claims alleging facts that if true would constitute a breach by User of these terms and conditions. If User is dissatisfied with any material on this Site or with any of terms and conditions of use of this Site, User's sole and exclusive remedy is to discontinue using this Site.

Nothing in this Site or any Materials shall be construed, implicitly or explicitly, as containing any investment recommendations. IFC is not registered under the U.S. Investment Advisers Act of 1940. Accordingly, nothing in such Site, or in such Materials, constitutes an offer of or an invitation by or on behalf of IFC to purchase or sell any of the shares or securities of companies mentioned, nor should it be considered as investment advice.

Links to third party web sites

This Site contains links to third-party web sites. The linked sites are not under the control of IFC and IFC is not responsible for the contents of any linked site or any link contained in a linked site. IFC provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by IFC.

If this Site contains bulletin boards, chat rooms, access to mailing lists or other message or communication facilities (collectively, "Forums"), User agrees to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, User agrees that when using a Forum, User shall not do any of the following:

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  • Upload or attach files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
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  • Delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded.
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  • Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such manner.

User acknowledges that all Forums are public and not private communications. Further, User acknowledges that chats, postings, conferences, e-mails and other communications by other users are not endorsed by IFC, and such communications shall not be considered reviewed, screened, or approved by IFC. IFC reserves the right for any reason to remove without notice any contents of the Forums received from Users, including without limitation e-mail and bulletin board postings.

Applicable laws; consents

This Agreement will be interpreted and enforced in accordance with the laws of the District of Columbia, United States of America. Any action to enforce this agreement shall be brought in the federal courts located in Washington, D.C.

User specifically acknowledges that its use of the Site may be subject to applicable law and to the rules and regulations of various stock exchanges and regulatory authorities, as well as restrictions imposed by various data providers, any or all of which may restrict such use. User agrees to identify and obtain any agreement, approval, license or permit from which may be so required, at User's own expense.

General

IFC reserves its exclusive right in its sole discretion to alter, limit or discontinue the site or any Materials in any respect. IFC shall have no obligation to take the needs of any user into consideration in connection therewith.

IFC reserves the right to deny in its sole discretion any user access to this Site or any portion thereof without notice.

No waiver by IFC of any provision of this Agreement shall be binding except as set forth in a writing signed by its duly authorized representative.
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